Banking, Commercial Banking, Full Time Analyst, Frankfurt - Germany 2027

Job ID: 102161052432Posted: 2026-10-30Location: Frankfurt am Main, Hesse, GermanySalary: 70,000.00 - 82,000.00Category: Management Development Programs, Banking & International, Full-Time AnalystCompany: CitiYou’re the brain behind our work. Citi’s Commercial Bank (“CCB”) is looking for Full-Time Analysts to join our team. Our Commercial Banking division works with businesses with annual sales ranging from $10 million to more than $3 billion. Our Commercial Banking Team works to find ways for our clients to maximize their growth while taking full advantage of Citi’s banking products. That means knowing all about our deposit and lending, as well as our cash management, trade, FX (foreign exchange) and capital markets solutions. The Full-Time Analyst Program strives to bring in the best and brightest talent and support them as they develop into the next generation of commercial banking leaders globally.Your time here will look like this... The Full Analyst Program starts in July 2027 and begins with in-depth training. People learn differently, so we combine formal training with complete hands-on experience to help you quickly ramp up and adapt to your role and the culture at Citi. There will be ongoing sales, credit, product, technology, and professional skills training throughout the program along with a robust junior and senior mentorship structure to help you develop professionally.By the conclusion of the Program, you can expect to have thorough experience with and a strong understanding of:The CCB target market, value proposition, and client coverage modelHow bankers interact with clients and identify their needsThe various credit product types and how these solutions best fit client needsThe commercial loan underwriting process, including loan structuring and documentationThe end-to-end credit process including new origination of credit and the monitoring of an assigned credit portfolioEngaging with clients, prospects, and centers of influenceCiti credit and regulatory policies and proceduresWe provide you with the knowledge and skills you need to succeed. We're committed to teaching you the ropes. The Analyst Program starts in July 2027 and begins with in-depth training program. Based on your interests and our needs, you will be matched with a Commercial Banking team to work with for the duration of the Program.The role of Coverage team members is to serve as a thought partner to our clients, working closely with them to deliver the full breadth of Citi’s solutions to help them fund their operations and expand both locally and overseas.Analysts play a critical role in meeting the needs of our clients and prospects, including: Conducting company research and industry analysisAnalysing financial data and performing financial modelling focused on company valuations, discounted cash flow analysis, and pro-forma analysesSupporting the commercial lending process, which includes secured and unsecured revolving lines of credit, term loans, syndicated loans, leveraged loans, cross-border loans approved locally and extended overseas through the CCB’s global network of 26 countriesTaking ownership of the client experience, including partnering with Bankers and Product teams to determine which products to leverage in order to help clients achieve their goalsPlaying a role in deal management and client presentation preparation, including creating business development presentations, pitch books, prospect memos, and other client-related decksInteracting with partners across the firm, including product, credit risk, in-business controls, legal, marketing, operations, risk, compliance, and technology teamsWe want to hear from you if: You are a dynamic individual who is passionate about partnering with stakeholders to achieve goalsYou have strong analytical and problem-solving skillsYou are in your final year of university or have graduatedExpected to achieve or have achieved a 2,3 or lower at undergraduate level in any degree discipline.You have an interest in business and financeYou are fluent in English and GermanWe recruit on a rolling basis and advise to apply as soon as possible due to influx of applications. Please note that the salary ranges are not reflecting correctly, we will discuss the remuneration later on during the application process. This Role is a “Controlled Function” Role as defined by the Central Bank of Ireland Reform Act 2010 and Principal Regulations 2011, and amending Regulations 2014, 2015.------------------------------------------------------Job Family Group: Management Development Programs------------------------------------------------------Job Family:Undergraduate------------------------------------------------------Time Type:Full time------------------------------------------------------Primary Location Full Time Salary Range:70,000.00 - 82,000.00------------------------------------------------------Most Relevant Skills Please see the requirements listed above.------------------------------------------------------Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.View Citi’s EEO Policy Statement and the Know Your Rights poster.