Restructuring Specialist

Company Profile:

Bank of China Ltd. Frankfurt Branch is part of Bank of China Group with its Head Office in Beijing. As China’s most globalized and integrated bank, Bank of China Group, in addition to its broad presence across the Chinese mainland, maintains an international footprint in 64 countries and regions and is being considered systemically important. The Bank offers a well-established global service network and an integrated financial service system encompassing corporate banking, personal banking, financial markets and other commercial banking business providing its customers with comprehensive services and financial solutions based on global expertise. In Germany, Bank of China Ltd. Frankfurt Branch commenced operations in 1989, being the first Chinese bank to establish in the country. With additional locations in Berlin, Düsseldorf, Hamburg and Munich, Bank of China Ltd. Frankfurt among the Chinese banks in Germany is currently the largest in terms of business scale and service offering. With its additional role as RMB Clearing Bank authorized by the People’s Bank of China and as Bank of China’s global Euro Clearing Center, Bank of China Ltd. Frankfurt Branch is the trusted partner for a wide range of international and domestic corporate clients, including DAX- and MDAX companies, financial institutions, and private customers.

Bank of China is pursuing a path of sustainable strategic development with a view to further strengthen its position as a leading international bank actively supporting Sino-German co-operation. Motivated and ambitious employees are the foundation for our Bank’s further expansion. If you are interested to join our international team in Frankfurt, we are currently offering a position in our Risk Management Department at the earliest possible date:

Restructuring Specialist(m/w/d)

Key Responsibilities:

• Conduct due diligence investigations, perform detailed background checks and due diligence investigations on customers.
• Participate in the formulation of the annual recovery plan, defining recovery objectives, strategies and implementation approaches, and coordinate the execution of approved plans following management approval.
• Actively participate in communication meetings with all parties involved in restructuring projects to gather comprehensive information.
• Analyze financial statements, restructure plan, macro- and micro environment, industry related and other non-financial dates. Identify and assess risks related to potential credit business.
• Identify, evaluate, and quantify risks associated with loan restructuring, including repayment ability, restructuring feasibility, and potential risk migration.
• Assess the authenticity and sustainability of repayment sources and the effectiveness of proposed restructuring measures.
• Prepare, compile, and present due diligence and risk assessment reports, clearly summarizing findings, key issues, and conclusions.
• Provide clear, practical, and actionable recommendations to management and credit approval committees based on due diligence results
• Ensure all due diligence activities comply with applicable laws, regulatory requirements, and internal policies and procedures.
• Work closely with risk controlling, legal, compliance, and business departments to support credit decision-making and post-restructuring management.
• Establish and maintain working relationships with external third-party service providers, including law firms, asset management companies and valuation firms, and coordinate external resources to support recovery and restructuring activities.
• Monitor industry trends, regulatory developments, and emerging risks related to restructured and distressed credit assets.
• Maintain close communication and coordination with Head Office functions, ensuring timely alignment with policy requirements, escalation of material matters and approval of recovery and restructuring actions.

Desired skills & experience:

• Successfully completed degree in economics, ideally with at least two years of professional experience in the banking or financial sector.
• Proficient in using MS Office programs, particularly Excel
• Independent and results-oriented working style
• Strong analytical skills combined with a structured approach
• Excellent command of German and English; knowledge of Chinese is an advantage

What we offer:

• Exciting challenges in a dynamic, multinational company
• Performance-related remuneration including a variety of additional benefits (free job ticket, meal and fitness allowance, capital-forming benefits, company pension scheme, etc.)
• Individual training opportunities
• Optimal public transport connections in the heart of the city of Frankfurt

Entry date:

ASAP

Location:

Frankfurt am Main

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