Risk Controlling Specialist (w/m/d)

“There is only one future ahead of us, and that is the one made up of our dreams – provided we have the courage to break with convention.” – Soichiro Honda

Our philosophy is based on equality, respect and the initiative to put creative ideas into practice. We want to share the joy we derive from creating and selling our products with our customers through our financing solutions for new cars and motorbikes. We achieve this through a direct and straightforward approach via authorised dealers, as well as through our strong partners.

As a wholly-owned subsidiary of the Honda Group, we have been operating in Germany since 1998 and have had a branch in Barcelona, Spain, since 2007. We also operate our financial services business with partner banks in 15 European countries.

If you would like to help shape our banking business, then join our team at our Frankfurt am Main office.

Tasks

Risk Quantification & KPI Monitoring

· Apply quantitative methods to assess risks. Ensure data quality and perform reconciliations

· Carry out monthly Expected Credit Loss calculations

· Carry out Risk Bearing Capability calculations and monitoring

· Carry out stress testing and contribute to development of stress scenarios

· Monitor and analyze key risk indicators (KRIs) and other relevant KPIs

· Prepare presentations of analysis results

· Contribute to the effectiveness and development as well as refinement of risk metrics, ensuring their compliance

· Document new processes and review, update & improve existing documentation

Risk Reporting

· Prepare regular and ad-hoc risk reports for internal stakeholders (e.g., Risk Committees, Management Board)

· Ensure accuracy, completeness, and timeliness of reporting

· Support a stakeholder-oriented reporting

Validations/appropriateness tests

· Carry out validations/appropriateness tests of risk frameworks and risk models (i.e. scorecard, ECL, IRRBB)

· Document and present results

Change Management

· Identify opportunities to improve the efficiency of Risk management processes

· Carry out change /improvements of analysis tools

· Support Projects as instructed by Department Manager /Section Manager

Communication with external auditors

· Support audits in Risk Managements area, being able to explain and demonstrate Risk Management processes

Support regulatory reporting processes

Requirements

• University degree in business administration, finance, risk management, economics, mathematics or related field
• Solid understanding of risk management methods, risk quantification, and regulatory framework
• Proficiency in risk analysis and reporting tools (e.g., R, Excel VBA, Power BI)
• 3-5 years experience in Risk Management
• Analytical thinking, detail-oriented mindset
• Ability to interpret data and communicate findings effectively
• Proactive approach to improving risk monitoring and reporting processes.
• Fluent English, German is a plus