Associate Director - Monitoring & Methodology Structured Finance

Scope Ratings GmbH is part of the Scope Group with headquarters in Berlin and offices in Frankfurt, London, Madrid, Milan, Oslo and Paris. As the leading European credit rating agency, the company specialises in the analysis and ratings of financial institutions, corporates, structured finance, project finance and public finance. Scope Ratings’ credit risk analysis is opinion-driven, forward-looking and non-mechanistic, an approach that adds to a greater diversity of opinion for institutional investors. Scope Ratings is a credit rating agency registered in accordance with the EU rating regulation and operating in the European Union with ECAI status. At Scope Group, we are committed to fostering a diverse and inclusive workplace where everyone is treated with respect and fairness. We embrace people from all backgrounds, regardless of culture, ethnicity and gender. We ensure that our application processes are free from discrimination. By valuing each individual's unique background and perspectives, we strive to create an environment where all employees can thrive and contribute their best. Our dedication to equality and inclusivity reflects our belief that diversity drives innovation and success. Scope Ratings is seeking motivated analysts at various experience levels to join the Monitoring & Methodology team within Scope’s Structured Finance Ratings group. The Associate Director role is ideal for experienced structured finance with a strong interest in surveillance and methodologies across all asset classes. You will be responsible for driving analytical workstreams, leading complex rating reviews, and shaping the methodological framework for Scope’s Structured Finance franchise. Key Responsibilities

• Lead annual performance reviews for complex or high-profile structured finance transactions
• Serve as a voting member in rating committees and articulate credit opinions clearly
• Drive the periodic review, update, and enhancement of structured finance methodologies
• Contribute to strategic initiatives related to analytical standards, governance, and process improvement
• Design, implement, and supervise development of analytical tools, automation processes, and monitoring dashboards
• Engage with issuers, arrangers, originators and investors during rating analyses
• Produce high-quality, insightful research and sector-level commentary
• Mentor junior analyst and support technical/analytical training within the team

Professional & Personal Qualifications

• Significant experience in structured finance analysis or ratings
• Solid understanding of securitization structures, cash-flow dynamics, workflows, and contractual and legal frameworks
• Proven expertise in at least one major asset classes (RMBS, CLOs, CMBS, Consumer ABS, NPLs, etc.) is a strong advantage
• Strong ability to articulate independent credit opinions
• Accountable, proactive, and able to work autonomously while managing multiple priorities
• Inquisitive and detail-oriented, with strong commitment to data quality and consistency
• Proficiency with quantitative tools (e.g. cash flow modelling tools, statistical databases, data visualization tools) and MS Office computer skills (Word, Excel, PowerPoint) are highly valued.
• Fluency in English
• Technical skills such as the following are a plus: programming (Python, R, VBA, SQL, and HTML), Power BI dashboard development, experience with structured data environments (Azure Storage, ORCA), familiarity with version control tools like Git would be a plus.

Interested? If this sounds like a journey for you, we look forward to learning more from your convincing application. Please note: For non-EU applicants, a valid work and residence permit is a prerequisite for this job position. Unfortunately, we are unable to sponsor relocation from outside of the EU at this time. What we want to see

• Current English CV
• Copy of your university degrees and certificates
• Criminal record certificate (can be provided at a later date)
• At least 3 letters of reference (can be provided at a later date)

About Scope Scope Ratings GmbH is part of the Scope Group with headquarters in Berlin and offices in Frankfurt, London, Madrid, Milan, Oslo and Paris. As the leading European credit rating agency, the company specialises in the analysis and ratings of financial institutions, corporates, structured finance, project finance and public finance. Scope Ratings’ credit risk analysis is opinion-driven, forward-looking and non-mechanistic, an approach that adds to a greater diversity of opinion for institutional investors. Scope Ratings is a credit rating agency registered in accordance with the EU rating regulation and operating in the European Union with ECAI status. At Scope Group, we are committed to fostering a diverse and inclusive workplace where everyone is treated with respect and fairness. We embrace people from all backgrounds, regardless of culture, ethnicity and gender. We ensure that our application processes are free from discrimination. By valuing each individual's unique background and perspectives, we strive to create an environment where all employees can thrive and contribute their best. Our dedication to equality and inclusivity reflects our belief that diversity drives innovation and success.